What do you want to do?

I want to reach some real targets, and see real progress with my weight loss. I want to fly to a place I have never been and spend a week at the beach. I want to celebrate milestones with my friends and family. I want to have money to cover living costs, have money to have a good time, and have savings in the bank.

So if these are the things I want then why haven’t I made it my mission to do it? Why don’t I already have these things? What is holding me back?

So if there’s a tip I would give you for 2015 it’s this: decide what you want to do and figure out what’s getting in the way of you doing it.

Let’s break my list down and do just that.

I want to reach some real targets, and see real progress with my weight loss. I constantly fall back into my comfort zone and avoid the pain of working out.

Solution: Choose workouts that ease you into it and stretch – swimming, yoga, walking, light weight lifting.

I want to fly to a place I have never been and spend a week at the beach. I never have any money because I just spend it whenever I like. The I worry about debt from credit cards.

Solution: Start a realistic budget and follow it for 12 months. Tweak it as you need to but really make it work. Have a goal thermometer to help you see that you are reaching your goal.

I want to celebrate milestones with my friends and family. I’m always so busy and it feels like I don’t have time to do this properly, trying to please everyone.

Solution: Make appointments with people and keep them. You do not live to make everyone else happy.

I want to have money to cover living costs, have money to have a good time, and have savings in the bank. Money seems to just come in and out every week and I have nothing left. I’m trying to save for a house deposit but there are no other savings, where does it all go!

Solution: Spending Fast, track your money, and use the above mentioned budget.

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